I came across this photo, and was struck by how elegantly this lady was dressed. She doesn't appear to be on her way to a fashionable ball or society function. Her little girl (or ward) is trotting along beside her.
How I would love to wear a skirt like that, and yes, even a hat, when walking over to visit a neighbour! I can imagine the wonderful rustling sound as her skirt swishes as she walks. She must feel so feminine.
Perhaps, when she returns home, she and her daughter will put on their freshly laundered starched aprons while they make jam tarts for tea.